Motorcycle Loans
Motorcycle financing
Buy the bike of your dreams.
If the open road is calling your name, we can help you answer. From custom roadsters to sport bikes and specialized ATVs, our motorcycle loans will get you ready to ride.
You’ll get flexible terms, competitive rates and a quick approval process with funds usually available within a day.
Apply now for a motorcycle loan Call 877-373-3733
Motorcycle Loan Rates*
Save 0.25% off your interest rate
Receive a rate discount for having your payment automatically deducted from your Commerce checking or savings account.1
Apply for a motorcycle loanMotorcycle loan terms
Take advantage of flexible terms — long, short or somewhere in the middle. Let’s find a motorcycle financing plan that works for your unique needs.
Get a motorcycle loan in 3 easy steps
Apply online, over the
phone or at a branch
Finalize your financing
as early as same-day
Receive your loan funds
Need to refinance your motorcycle? We can help.
If you want to lower your monthly payment — either with a lower interest rate or extended term2 — we offer flexible terms at competitive rates.
Shop with confidence after you get preapproved.
Ask your banker how applying for preapproval on a motorcycle loan can simplify your search before you visit the dealership. We’ll give you a clear picture of what you can afford with your requested loan term and amount.
Call 877-373-3733Motorcycle loan FAQs
Is a motorcycle loan the same as a car loan?
Do banks give loans for motorcycles?
How can I get a loan for a motorcycle?
How many years can I finance a motorcycle?
Can I finance a motorcycle with no credit history?
*Rates are subject to change. These rates are available only for new and used car, trucks and motorcycle loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral. Higher rates may apply for older collateral. Must be 18 years or older to apply. Subject to credit approval.
- Rate discount of 0.25% for automatic payment from a Commerce checking or saving account. Rate discount cannot be combined with any other offer and is not available on dealer loans, mortgages or refinances of Commerce Bank loans. Subject to credit approval.
- Extending your loan term will increase the amount of your total finance charges.