Make the trip to school easier
Student
Auto Loans
Save smart on your campus car.
Are you currently enrolled in undergraduate, graduate or technical school? If you need a car for your campus commute, make the smart move and take advantage of our student auto loans.
Auto Loan Rates*
Student auto loan terms
Take advantage of flexible terms – long, short, or somewhere in the middle. Let’s find a financing plan that works for your unique needs.
Need more answers?
Get a student auto loan in 3 easy steps
Apply online, over the
phone or at a branch
Finalize your financing
as early as same-day
Receive loan funds
deposited into your account
Need to refinance your vehicle? We can help.
If you want to lower your monthly payment — either with a lower interest rate or extended term1 — we offer flexible terms at competitive rates.
Shop with confidence after you get pre-approved.
Ask your banker how applying for pre-approval on an auto loan can simplify your search before you visit the dealership. We’ll give you a clear picture of what you can afford with your requested loan term and amount.
Call 877-373-3733
Student Auto loan FAQs
Is it better to get a car loan from a dealer or a bank?
How do I get a car loan from the bank?
Is a FICO® credit score required?
What is a reasonable monthly car payment?
Use these calculators to help with your budgeting and decide what a reasonable car payment would be for you:
How much vehicle can I afford?
Should I refinance my auto loan at a lower rate?
What would my loan payments be?
How long until my loan is paid off?
Additional car loans
*Rates are subject to change. These rates are available only for new and used car, truck and motorcycle loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral.. Higher rates may apply for older collateral. Must be 18 years or older to apply.
Subject to credit approval.
- Rate discount cannot be combined with any other offer and is not available on dealer loans or refinances of Commerce Bank loans.
- Extending your loan term will increase the amount of your total finance charges.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Commerce Bank and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Commerce Bank and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
