Florida Gators Mastercard® Credit Card Reviews
4.6/5 overall rating
(434 reviews)
Take the swamp with you everywhere you go when you add the Florida Gators Mastercard® to your wallet. Treat yourself with up to 3% Cash Back1 in popular categories and get chompin'!
1 Cash Back applied as a statement credit.
07/23/2023
Great credit card, love to show off my school colors
I love this card. I travel extensively in other states and love using it. I have a lot of fun with it especially in states where we have rivalries.
Edwin W
Cooper City, FL
Cardholder since 2019
02/25/2022
Good experience. Just wont use it as much since 0% offer has expired.
Kandyce J
Daytona Beach, FL
Cardholder since 2020
02/25/2022
I like the card and the cash back rewards
Great rates
Susan S
Miami, FL
Cardholder since 2020
02/24/2022
Great Card
Love this card!!
Thomas T
Hudson, FL
Cardholder since 2021
02/24/2022
Nice but not great
There are 2 things that really bother me about this credit card. The first is that when you call to speak to a representative, get ready to wait! The wait times are unacceptable. The second issue I have with the card is that anyone that you add to your credit card has the same account number as you do. Therefore, you can never figure out in a family of 4 who is spending what. Also, if one person loses the card or gets their card compromised, it affects everyone! Other credit cards issue each cardholder their own account number even though they are all under the same main user. You should correct that immediately!
Juan G
Miami, FL
Cardholder since 2021
02/24/2022
Michelle G
Boca Raton, FL
Cardholder since 2021
02/24/2022
Professional
Never a problem!
Kenneth H
Orlando, FL
Cardholder since 2021
02/24/2022
Poor payment processing & customer service
Sometimes when credit is needed and it’s a weekend or holiday, any payments that I make take way too long to post especially when it’s a weekend and/or holiday. On several occasions this has left my kids stranded w no way to pay even though I’ve made a substantial payment. Customer service reps offered no help or any options at all to help with this major problem.
The card charges what appear to be teo monthly charges and this makes no sense. I’ve never seen this before and it should be eliminated. Because of this I will likely not keep the card open much longer.
As well, it is ridiculous that in order to have the credit line increased it requires applying for a whole new card/account. Again, something annoyingly unique to this credit card and another reason I will not be keeping the card much longer
Jonathan L
Katy, TX
Cardholder since 2017
02/24/2022
Very acceptable wherever I use
Have used on larger purchases to keep percentage of used credit lower. Thank you for user friendly process
Diann O
Starke, FL
Cardholder since 2019
02/24/2022
Kurt C
Jacksonville, FL
Cardholder since 2021
02/24/2022
Elisabeth A
Spring Hill, FL
Cardholder since 2019
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values of non-cash redemption items may vary. Offer cannot be combined with other promotional offers. Visit commercebank.com/cashrewardsterms for full rewards program details.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
