Florida Gators Mastercard® Credit Card Reviews
4.6/5 overall rating
(434 reviews)
Take the swamp with you everywhere you go when you add the Florida Gators Mastercard® to your wallet. Treat yourself with up to 3% Cash Back1 in popular categories and get chompin'!
1 Cash Back applied as a statement credit.
02/28/2022
we just are happy to have a Gator card again!!!
Love our University of Florida credit card
Carolyn T
Brandon, FL
Cardholder since 2021
05/01/2021
Very satisfied
All is good!
Dania T
Bronson, FL
Cardholder since 2019
05/01/2021
Miriam H
Port Richey, FL
Cardholder since 2020
04/30/2021
Go Gators!
Excellent service and value. Commerce Visa is a great way for you to represent the Gator Nation!
Brett L
Boynton Beach, FL
Cardholder since 2018
04/30/2021
Marie P
Port Saint Lucie, FL
Cardholder since 2020
04/30/2021
Blank checks
I prefer not to receive blank checks in the mail. I do not intend to use Commerce Bank as a checking account. If someone gains access to those blank checks through intentional or unintentional diversion, such as being put in the wrong mailbox which happens a lot, anyone can write checks on my account. I am seriously considering cancelling the credit card because of this.
Anita T
Jacksonville, FL
Cardholder since 2019
04/29/2021
Steven W
Tampa, FL
Cardholder since 2017
04/29/2021
poor customer service experiences & payment problems
Your customer service hours are lacking; various times when calling customer service (always because of a payment processing time issue), reps were unhelpful, unfriendly, and would never resolve the issues. Even supervisors would not help. When making online payments, there is always a problem, especially when close to the weekend or a holiday, with how quickly the payment will post to open up available credit. This causes problems when the card is needed over a long holiday weekend but the payment won't post until a day or two after business days resume. This really needs to be fixed. If a payment is made before a certain time of day, it should be credited to the account the very next day regardless of day of the week. As well, if additional credit beyond the credit limit is needed while waiting for a payment to post, customer service reps should be able to implement such a temporary increase especially for good customers. Also, for good customers, you should be able to easily and periodically increase my credit line. Every time I ask about it, I'm told that I have to reapply for a whole new card. That is simply ridiculous.
Jonathan L
Katy, TX
Cardholder since 2017
04/29/2021
Valerie G
Saint Petersburg, FL
Cardholder since 2018
04/29/2021
Great card for every day small purchases.
Love the UF & The Gators. I have to use a couple of other cards for major purchases.related to the pcredit limit.
Wanda O
Ocala, FL
Cardholder since 2018
04/29/2021
So far so good.
No extensive transactions or communications to give an extensive rating at this time..
Stephen M
Avon Park, FL
Cardholder since 2021
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values of non-cash redemption items may vary. Offer cannot be combined with other promotional offers. Visit commercebank.com/cashrewardsterms for full rewards program details.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
