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KC Royals™ Mastercard® Reviews


KC Royals credit card
4.3/5 overall rating
(919 reviews)
Get access to game-day experiences, exclusive ticket discounts and special events – all while earning up to 3X points with the KC Royals™ Mastercard®.
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04/21/2021

******

(This comment, or a portion of this comment, will not be displayed due to its inappropriate nature.) ****** service
Darrick B
Liberty, MO
Cardholder since 2016
04/21/2021

I've never had a problem

I've never had a problem with my card or paying my bill (always pay online). So I guess that's good!
Susan U
Kansas City, MO
Cardholder since 2015
04/21/2021

Its OK

I think the credit limit is low given that I have two other banks cards with a total of 20K open to buy.
Raymond A
Independence, MO
Cardholder since 2016
04/21/2021

Commerce is Greedy

I'm disappointed with Commerce Bank and their overall policy of nickel-and-dime fees and charges. The took away my old checking account and now want to charge me $8.00 a month / $96 a year to simply have an account with Commerce. So I've stopped producing revenue for Commerce by not using my Commerce MasterCard. I used to spend over $20,000 a year on my card, and Commerce got to collect fees for my spending. But since Commerce decided to screw me out of a measly $8 a month because their corporation just couldn't live without my paying them something, I decided to cut them off as well. I now almost exclusively use two new credit cards I've gotten from Chase bank, and I'm very happy with them. I've written about this many times, and Commerce seems just fine shooting themselves in the foot by losing all the MasterCard revenue I used to give them so that they can now directly charge me $8 a month. That seems to indicate that Commerce Bank is ignorant of their customers needs, more interested in corporate greed than customer service, and foolish in their their policies. As a college educator, I recommend to all incoming students that they avoid Commerce Bank!
Daniel B
Independence, MO
Cardholder since 2002
04/21/2021
Beverly E
Lawrence, KS
Cardholder since 2017
04/21/2021

Missing some features.

I just got a new card and wish my card had the touch option and I could not get my card to link with Apple Pay easily.
Corrie S
Kansas City, MO
Cardholder since 2005
04/21/2021
Diane H
Kansas City, KS
Cardholder since 2015
04/21/2021

Awesome

Commerce is an awesome bank. The people that work there and the features they have!
Randy W
Wichita, KS
Cardholder since 2016
04/21/2021
Risa L
Smithville, MO
Cardholder since 2016
04/21/2021
Shannon Q
Kansas City, MO
Cardholder since 2017

Disclosures:

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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