Special Connections® Credit Card Reviews
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
04/21/2021
Satisfied customer
I honestly can't think of any problems or concerns about the card.
Craig E
Fenton, MO
Cardholder since 1993
09/23/2021
New to Special Connections
I very recently acquired a Special Connections card, so I don't know a lot about it special features. I just need more time and information at this point.
Eric
Saint Louis, MO
Cardholder since 2005
09/23/2021
Always excellent customer service
Aaron I
Grover, MO
Cardholder since 2003
09/23/2021
good for me
old perason
Darrell
Springfield, MO
Cardholder since 1968
09/23/2021
Credit card and features are just ok
While the features are fine, most of which I don't take advantage of, redeeming rewards is not equal to my other credit cards where I can redeem rewards monthly for cash back no matter how many points I have. With commerce credit card, I can't redeem for $25 cash until I have at least 2,500 points. They also took away the rental car coverage so there isn't any compelling reason to use commerce over my other credit cards.
Denise
Bradenton, FL
Cardholder since 2009
09/23/2021
Commerce Bank has saved us lots of interest. Thank You!
Through the many years of using Commerce bank CC, the card has always offered the most competitive Purchase and Balance transfer offers on a consistent basis. I have been able to improve my life, my Girlfriend's life, as well as other friends and family from being stuck in high interest debt for decades. With Commerce help we have been able to move forward from emergencies or necessities without having to sacrifice financial wellbeing and happiness. I wish the entire CC industry would get their Foot off the throats of the American people, especially the less financially literate population. Thank you Commerce Bank for not being despicable and greedy like most American institutions. Please don't ever change for the worse. Help the American people not your corporate overlords, who already have more money then they could ever spend in one lifetime! Thank you AGAIN!
Carlos
Denver, CO
Cardholder since 2009
09/23/2021
Satisfied with the service but not frequently used.
Terry
Parrish, FL
Cardholder since 1985
09/23/2021
I am very pleased with commerce but no one gets five stars.
I would like some additional information regarding The items I was not even aware that you had those such as my credit score, How do I access that?
Kathleen
Saint Louis, MO
Cardholder since 2009
09/23/2021
Great card for a bank
Nice to have the option of debit and credit if you can get it and Commerce Bank's card does just that
Brian
Calimesa, CA
Cardholder since 2004
09/23/2021
David
Andover, KS
Cardholder since 2006
09/23/2021
Pamela
Alton, MO
Cardholder since 1989
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
