Special Connections® Credit Card Reviews
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
09/22/2020
I don't know if it matters, but ours is a visa.
Of course, I would like the point rewards to be maximized. I like the feature regarding money off the bill as we just do not need any more things. Restaurant gift cards are the only other rewards I can think of the we would appreciate and use.
SHARON Z
FENTON, MO
Cardholder since
04/28/2021
great
i HAD GREAT SUCCESS
Albert S
Saint Louis, MO
Cardholder since 1987
04/28/2021
More available than I knew
I am unfamiliar with many of the features my Commerce Visa has available. I don't want to confuse myself by signing up for things I don't understand, may not use, and deter from my current usage.
Andrea B
Seneca, MO
Cardholder since 2009
04/27/2021
Just the Best!
I started banking in Lenexa years ago and moved to Hiawatha, Kansas in 2011 but kept my checking account in Lenexa. Mike and Cary continue to take good care of me and I trust them like sons. Trust in your Bankers and the way they treat me is the key. It's like they're more interested in me than my money and I appreciate that form of business strategy, while being extremely professional at the same time. Because of these two gentlemen, I rate this high, and continue to stay at Commerce Bank.
Toni H
Hiawatha, KS
Cardholder since 2014
04/27/2021
Usage of card is fine. Auto pay option has been a problem. 1st time I used it it was not paid and I had to pay a penalty. Stopped using it for a long time. Reinstated asking for payment of balance and only a minimum was deducted. I still have to manually pay the remainder of the bill.
Joan L
Manhattan, KS
Cardholder since 2010
04/27/2021
All good, remember the goal for both sides is profit.
Free checking, great service, and good mobile app. Secure sensitive that I've locked myself out. Only way to reset is online. Mobile device would not work, so be careful if traveling or limited in some way. Too many emails to get a loan approved for and still get snail mail ads too.
Carolynne B
Lees Summit, MO
Cardholder since 2019
04/27/2021
Stephen C
Broken Arrow, OK
Cardholder since 1983
04/26/2021
special connections credit card
great customer service.
Crystal B
Springfield, MO
Cardholder since 2004
04/26/2021
I have had a Commerce Visa for 20+ yrs and never had an issue
Catherine N
Overland Park, KS
Cardholder since 2014
04/26/2021
Elizabeth H
Independence, MO
Cardholder since 2016
04/26/2021
Gary B
Fenton, MO
Cardholder since 2009
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
