Special Connections® Credit Card Reviews
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
07/20/2023
awesome
I like the cash back option to be applied to my balance after earning points
Simone J
Lexington, IL
Cardholder since 2001
10/09/2020
The card does not have anything outstanding about it but it is solid.
CATHERINE B
STE GENEVIEVE, MO
Cardholder since 1995
10/09/2020
Easy to manage and pay
I think the card has good Security
JEREMIAH S
LOUISBURG, KS
Cardholder since 2008
10/09/2020
My only complaint is that your statements are difficult to verify
HELEN LAWRENCE
SAINT LOUIS, MO
10/09/2020
Very Satisfied
Good
ADRIENNE M
SAINT LOUIS, MO
Cardholder since 2012
10/09/2020
EXTREMELY DISSATISFIED!!
I have connected to Commerce Bank several times and NEVER SATISFIED with the service of cust. service AT ALL!. I am using this card the most for my purchases, and I had been very DISSATISFIED with the people at Customer Service or any other department..Yesterday, Oct. 8/20, I called for Dispute dept. and they transfer me to Security Dpt. BIG mistake, I was talking to a lady NOT nice or polite!! thinking I was talking with the dept. I asked and she could not help, also told me that the DISPUTE DPT. takes too long time to answer!.Every time I called the credit card I an using COMMERCE BANK, I get upset, it is NOT good for a senior lady 79 years old!.Also, the dispute TIME with that card it is EXTREMELY LONG , DIFFERENT TO OTHERS i HAVE EXPERIMENTED BEFORE. .It has BAD communication with that COMMERCE BANK. They never is for me as it should be!!!.I only wish I could transfer the balance to another card better polite and good for the customers/client!.At this point I don't know how is my situation with the dispute I have open I need to do another dispute, I called yesterday Oct. 8/20 to that department and kept waiting, at the end, they left the phone ringing and ringing and NOBODY ANSWERED!!.I am thinking a bal. tranf. to another BETTER BANK..Luisa Neyra
LUISA N
BUDA, TX
Cardholder since 2019
10/09/2020
Great card
Haven't had an issue yet with this card. Very pleased.
DAVID H
PALMER, TX
Cardholder since 2016
10/09/2020
ROBERT B
LA ROSE, IL
Cardholder since 2003
10/09/2020
HAROLD S
BOONVILLE, MO
Cardholder since 2019
10/09/2020
Archaic Paying Bill By Phone
Most banks allow you to call and make a payment and remember your account number that you pay with. Your bank makes me input my routing number and account number EVERY TIME. This is a pain.
LYNDA F
BONNERS FERRY, ID
Cardholder since 2017
10/09/2020
Very happy with my Visa Commerce cards.
It is readily accepted everywhere and .is convenient..
CLARENCE Y
NAYLOR, MO
Cardholder since 1978
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
