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Special Connections® Credit Card Reviews


Special Connections Visa Signature credit card
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
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10/08/2020
JOANN S
BALLWIN, MO
Cardholder since 1979
10/08/2020

Been with us since 1996

So sorry you sold our local branch bank. We miss you. Love our Commerce Card and all its convenient features. Especially when we travel abroad.
PEGGY T
CADET, MO
Cardholder since 2009
10/08/2020
I prefer paper statements, they are easier for me to use and refer to.
EMELIE J
CASSVILLE, MO
Cardholder since 1990
10/08/2020

Perfect

Everything is always been good with commerce Bank. I've been with the bank for 25 years and I've never had one complaint
REBECCA M
SAINT LOUIS, MO
Cardholder since 1995
10/08/2020
I feel comfortable with a card that I can contact my local bank to discus any problems.
LYLE STANLEY
HAYS, KS
Cardholder since 2006
10/08/2020
TAD S
KANSAS CITY, MO
Cardholder since 2003
10/08/2020
JO TOLIVER
MARYLAND HEIGHTS, MO
Cardholder since 2001
10/08/2020
ROBERT M
WILDWOOD, MO
Cardholder since 1986
10/08/2020
JANINE P
GARDNER, IL
Cardholder since 2019
10/08/2020
I have had this card for a long time. I have had no problems with the card, love the interest rates and the rewards .
CHERYL C
TEXARKANA, TX
Cardholder since 2003

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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