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Special Connections® Credit Card Reviews


Special Connections Visa Signature credit card
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
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09/18/2020
NEZZIE G
FERGUSON, MO
09/18/2020
MARY W
SAINT LOUIS, MO
Cardholder since 1989
09/18/2020
Your handle fraud and complaints very well
CHRISTINE A
PALOS HEIGHTS, IL
Cardholder since 2008
09/18/2020
ZITA M
FLORISSANT, MO
Cardholder since 1977
09/18/2020

easy to use

pretty standard stuff we are card these days
GREG H
KANSAS CITY, MO
Cardholder since 2010
09/18/2020
SUE M
BEDFORD, IN
Cardholder since 1986
09/18/2020

Card Provides me the features I need

With the extremely low interest rate given on interest checking and savings accounts, the interest on credit card is very especially for someone like myself with excellent credit rating. Those of us who have proven financial responsibility should be given the low or even limited no interest credit card rates.
DAVID G
STEWARTSVILLE, MO
Cardholder since 2002
09/18/2020
KATHLEEN R
IMPERIAL, MO
Cardholder since 1993
09/18/2020

Easy and accurate

NANCY STREETER
LIBERTY, MO
Cardholder since 1995
09/18/2020

Special connections not so special

I rarely use the card anymore because there have been too many times where I was only given the option to use the debit feature rather than credit. My local Price Chopper is a good example, I can't use the credit card feature there. In addition, there have been too many times where I'm out to eat and the server runs the card as a debit. I'll stick to my Chase card with 1.5% rewards to ensure I get my reward points.
JOHN C
LOUISBURG, KS
Cardholder since 2006

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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