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Special Connections® Credit Card Reviews


Special Connections Visa Signature credit card
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
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03/25/2022

Awesome card

Good rate and benefits, easy to app.and website. Also customer service is top notch!
Aimee S
Pueblo, CO
Cardholder since 2021
03/25/2022

Card

It’s a good card. I did it for a balance transfer. Not really going to keep using it.
Cathy V
Fremont, NE
Cardholder since 2021
03/25/2022
Patricia R
Omaha, NE
Cardholder since 2021
03/25/2022

The best service on credit card

They give me everything I need and more for a versatile and secure credit card. I especially like their online services. The customer service people are knowledgeable and extremely helpful. There are no long waits on hold to speak to people in another country.
Anita S
Chapin, SC
Cardholder since 2010
03/25/2022

Rewards

Loving the rewards! They add up quickly
Courtney M
Manhattan, IL
Cardholder since 2020
03/25/2022
Al R
Florence, KY
Cardholder since 2018
03/25/2022

Been a commerce card holder since 2004 - not leaving

I can’t complain at all. The card does what I need and has grown with me threw my college days.
Ashea R
Herndon, VA
Cardholder since 2005
03/25/2022

We rarely use the card.

Love the bank.
Kathy F
Perry, MO
Cardholder since 2006
03/25/2022

Very pleased with card

N/A
Jacqueline C
Florissant, MO
Cardholder since 1990
03/25/2022
James C
Carthage, MO
Cardholder since 2012
Disclosures:
  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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