Special Connections® Credit Card Reviews
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
10/20/2020
Quick and to the point
Easy to use, online sight easy to use and navigate.
ROGER C
CROCKER, MO
Cardholder since 2010
02/25/2022
Customer Service
When I set up this card, Jeremy at the local Uptown Normal branch was very accommodating and helpful. I’ve never had a card like this before, so it was really important for me to be able to understand what I was getting into. He explained it very sincerely and in detail.
Brooklyn W
Bloomington, IL
Cardholder since 2021
02/25/2022
Janne B
Washington, MO
Cardholder since 2011
02/25/2022
Great service and products!!
Everything has always been great service and they always have an answer should I have a question!
Rebecca C
Moberly, MO
Cardholder since 1981
02/25/2022
I didn’t know what a lot of that stuff was. I may even be using it and not aware of what it is called. Thank you!
Wilma B
Ozark, MO
Cardholder since 2001
02/25/2022
use of special connections
haven't use all l
you offer than pay my card on line
Robert M
Enid, OK
Cardholder since 2014
02/25/2022
I got this card for the 0% introductory rate
This allowed me to transfer a high interest balance and pay it off slowly over the last year. I plan to use the car now that it is paid down but I haven't really done much with it yet.
Brett M
Saint Louis, MO
Cardholder since 2021
02/25/2022
Poor rewards, poor security
This was a great starter card, since it had no fees, but honestly, I don't get much out of it. The rewards earned are far less than I get on my other cards. And I have very little faith in account security. I haven't had any security issues with the card itself for a long long time, but your online banking system still uses security questions during login. I understand that you're a small bank, but you are in desperate need of modern authentication
Aaron G
Brookhaven, GA
Cardholder since 2016
02/25/2022
I am loving it!
Very easy to use, great acceptance wherever, very good interest rate!
Laura S
Saint Louis, MO
Cardholder since 2014
02/25/2022
I seldom use the card.
Beverly T
Black Jack, MO
Cardholder since 2013
02/25/2022
Why cant i apply for credit increase, like other cards, with out openi
Check emails
Brandon B
Coralville, IA
Cardholder since 2021
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
