Special Connections® Credit Card Reviews
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
10/21/2020
I was unaware
To this is a card to do business with and I was unaware of most of the features because I don't use them. I find the reward points accumulate slowly but I don't use this card that much. I find the redemption process for reward points confusing.
TIMOTHY S
SAINT JOSEPH, MO
Cardholder since 2000
02/25/2022
We don't use it much but when we do everything is great.
Barbara N
Gravois Mills, MO
Cardholder since 2016
02/25/2022
stop mailing convenience checks!
(This comment, or a portion of this comment, will not be displayed due to its inappropriate nature.) Stop mailing those **** convenience checks. I do not want or need them, and that is just one more thing that someone can steal in the mailbox and cause trouble. Ar least, only mail them if a person asks for them. I do not appreciate the existence of those checks floating around in the mail.
Charles H
Lebanon, MO
Cardholder since 1993
02/25/2022
Anna B
Chesterfield, MO
Cardholder since 1985
02/25/2022
Robert T
Columbia City, IN
Cardholder since 2015
02/25/2022
I only have had positive experiences with this card .
Robert R
San Antonio, TX
Cardholder since 2021
02/25/2022
Brandi F
O Fallon, MO
Cardholder since 2015
02/25/2022
Paying made easier
Wish you would take debit card payments like citi does.it makes it easy and fast to pay bills when do.
Bobby B
Cambridge, ID
Cardholder since 2019
02/25/2022
Didn't take too long
You're OK! Maybe a little better than that.
John A
Lees Summit, MO
Cardholder since 1990
02/25/2022
Expand rewards opportunities
Continue to expand rewards opps. I prefer to use my Capital One Venture card due to the extensive rewards available in contract to Commerce Bank.
Amy K
Kansas City, MO
Cardholder since 2018
02/25/2022
It's fine, not great
I applied for this card right out of college with a very small credit limit. Since going into a branch and requesting a credit line increase is not an easy, online process with this card, it's been easier for me to apply for entirely new cards from other institutions to purchase what I need making this card nearly obsolete. It's fine for a few things here or there, but isn't my primary card.
Angela H
Scranton, KS
Cardholder since 2018
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
