toggle® Credit Card Reviews
4.4/5 overall rating
(106 reviews)
A smarter way to earn rewards and track spending with flexible, easy-to-use payment tools such as Pay Now®, Pay Later® and Unwind®.
toggle — the only card you need.
1 Cash Back applied as a statement credit.
04/30/2021
The Compliment Card
I liked the ease of attaining, maintaining, & monthly payments. Although credit increases could be allowed a bit sooner.
Sharon C
Chicago, IL
Cardholder since 2020
09/16/2021
Pays 1.5% in rewards or cash back
I like the fact that my Visa Credit Card account is with my bank account with Commerce Bank. Now I don't have to deal with a Wells Fargo account for Visa to get the 1.5% cash back. If that feature would not be part of Commerce Bank Visa Card I would still be with Wells Fargo.
Daniel W
Saint Louis, MO
Cardholder since 2020
09/15/2021
yes and no
it is a good card, offers alot that I am not aware of, but would be advantageous for those that do know and use it
David S
Saint Louis, MO
Cardholder since 2020
09/15/2021
I have not used the auto pay yet. I have received my rewards
Doris F
Kansas City, MO
Cardholder since 2020
09/15/2021
Mark C
Rhineland, MO
Cardholder since 2021
09/15/2021
Myron J
Hillsboro, MO
Cardholder since 2020
09/15/2021
It Serves Its Purpose
This card is simple and easy-to-use, and suits my limited use very well. It would be nice if auto-pay could be applied to more than just a few common functions, but as it stands, this is not a major inconvenience.
James A
Grandview, MO
Cardholder since 2020
09/15/2021
John H
Saint Charles, MO
Cardholder since 2020
09/15/2021
Dennis
Olathe, KS
Cardholder since 2020
09/15/2021
Peggy W
Blue Springs, MO
Cardholder since 2020
09/15/2021
Level of customer service provided @ branch yesterday was as bas as it could have been. I advised another branch that I was directed to go to after refusal of service 2 branch on Troost ave.
Marcell D
Kansas City, MO
Cardholder since 2020
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values of non-cash redemption items may vary. Offer cannot be combined with other promotional offers. Visit commercebank.com/cashrewardsterms for full rewards program details.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
