toggle® Credit Card Reviews
4.4/5 overall rating
(106 reviews)
A smarter way to earn rewards and track spending with flexible, easy-to-use payment tools such as Pay Now®, Pay Later® and Unwind®.
toggle — the only card you need.
1 Cash Back applied as a statement credit.
07/27/2023
Works Well for Me
Use it all the time with no problems! The rewards work well for me. Helps me save on every thing I buy!!
Fred B
Republic, MO
Cardholder since 2022
04/29/2021
haven't used it much
I have only used the card a couple of times, so I wasn't aware of all the features mentioned. I would rather use my debit card when I can, but it's nice to have it just in case.
Candy C
Imperial, MO
Cardholder since 2020
04/29/2021
George K
Kansas City, MO
Cardholder since 2020
04/22/2021
Michael H
Saint Louis, MO
Cardholder since 2018
04/22/2021
Commerce bank card
I enjoy so much using my Commerce Credit Card knowing I i will get rewards for my purchases as well as the convenience of using the card instead of cash.
Barbara A
Springfield, MO
Cardholder since 2020
04/21/2021
address
I paid but to the bank I thought that was the address. My husbands card did not show on the summary,
Edward B
Wichita, KS
Cardholder since 2021
04/21/2021
Misleading
All the advertising implies it is a cash back card when it really is points that I have to redeem. Effect is the same if I select cash, but more work on my part to get what I earn.
Dennis H
Olathe, KS
Cardholder since 2020
04/21/2021
What's not to like?
Expectations met and exceeded! Would love to have the ability to increase limit so I could consolidate a couple of other cards that don't match the qualities and strengths of the Commerce Toggle Card!
Dennis W
Kansas City, MO
Cardholder since 2020
04/21/2021
Kenneth W
Saint Louis, MO
Cardholder since 2020
04/21/2021
I Love Commerce Bank
Martha S
Palmyra, MO
Cardholder since 2020
04/21/2021
encouraged so far
Just getting acquainted with the program. Should have more info after a few monthly statements. Question: could i move the date of my toggle statement to coincide with my bank statement? Please advise what I need to do to get this set up. Thanks
Daniel W
Saint Louis, MO
Cardholder since 2020
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values of non-cash redemption items may vary. Offer cannot be combined with other promotional offers. Visit commercebank.com/cashrewardsterms for full rewards program details.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
