Tax Center
Get ready for tax season!
Before you meet with a tax professional — or sit down to prepare your own taxes — it helps to be organized. Here are some tips and resources to make the process smoother.
Getting Ready
- Gather all annual tax documents you’ve received that record your taxable income and deductible expenses. Most will arrive by the end of January.
- Review your past 6 months of checking, savings and money market account history.
- Download and print important documents, like your W-2 or Form 1099 for income reporting. Some of these are available through Online Banking.
- Gather any receipts you’ll need if you’re planning to itemize deductions.
- Get out your copy of last year’s return to use for reference.
- Your tax pro, tax software, or the IRS has all the tax forms you’ll need for your return.
Accessing Your Forms
Your original paper forms will be mailed by January 31st. If you haven’t received them by February 15, contact us.
How to view forms online
- Log in to Online Banking and click “Account Management” under "Customer Service" and then "View Tax Forms". There is no fee to view or print copies of your forms.
- Only copies of your original current tax forms are online. Contact us if you need a copy of a previous tax year or a correction notice.
- Copies of tax forms are available online for your convenience, but you will still receive your original paper tax forms in the mail.
- Commercial and Small Business customers cannot view copies of their tax forms online at this time. Please direct questions or requests for copies to our Customer Contact Center.
Who can access forms
- Personal Online Banking customers can view copies of their original tax forms for those accounts associated with their Social Security Number online.
- Tax forms are issued, and copies are made available to view online, to the primary account holder only. The primary account holder, whose Taxpayer Identification Number (TIN) appears on the tax statement itself, is the individual whose name appears first on the account.
More info on 1099 forms
- Commerce doesn’t provide 1099 forms for less than $10 of interest in a calendar year. If your my incentive bonus meets or exceeds $10, it is considered interest by the IRS and is required to be reported on Form 1099-INT.
- If your myRewards incentive bonus meets or exceeds $10, it is considered interest by the IRS and is required to be reported on Form 1099-INT.
How Commerce can help
make tax time easier
- Talk directly to a Commerce banker about your questions using the Commerce Bank CONNECT® app.
- Get your refund in a snap with Mobile Check Deposit.
- Protect your identity with ID Theft Services.
- Get audit assistance through Online Banking.
- Online Banking users can access up to the last seven years of monthly statements and two annual summaries. Detailed transaction history is available in Account Activity for six months.
- If you need to go back further, transaction history can be expanded up to 24 months. You can also order a digital file or CD-ROM with up to seven years of account data. Fees may apply for these additional services.
- Need help? Log in to Online Banking to chat with a Customer Care Center associate or call 800-453-2265 for:
- Questions about your forms
- Additional forms not provided online
- Mailing forms to a different address
IRS Resources
Disclosures:
Consult a tax advisor for advice.IRS Circular 230 Disclosure: As required by U.S. Treasury Regulations, you are hereby advised that any written tax advice contained on this website was not written or intended to be used (and cannot be used) by any taxpayer for the purpose of avoiding penalties that may be imposed under the U.S. Internal Revenue Code.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
