The Precious Moments Visa Signature^® Rewards Credit Card

*Important Terms for the Precious Moments Visa Signature^® Rewards Credit Card ^{[PDF] 5}

1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.

2. Visit www.commercebank.com/signatureterms for complete details.

3. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Streaming & Cable Services: The streaming category is comprised of multiple merchant categories: Cable, Satellite & Other Pay TV/Radio; Record Shops; Digital Goods; and Amazon Services. The cable category does not include Google Fiber. Merchants self-select category, so not all merchants will earn additional bonus – notable exclusions include Amazon Streaming, Pandora and YouTube Music/TV.

4. Subject to credit approval. Within 90 days of account opening of your new Precious Moments Rewards Visa^®, approved applicants must use the card to make a purchase, balance transfer or cash advance to receive the $10 Precious Moments Online Gift Code. By applying for the Precious Moments Rewards Visa^® you are authorizing Commerce Bank to share information with Precious Moments to fulfill the online gift code. Precious Moments will be notified of your account opening, and when you qualify for the online gift code. Precious Moments is responsible for fulfillment. Please allow up to 60 business days to receive your online gift code. Offer subject to change without notice.

5. To view or print a PDF file, Adobe^® Reader^® 9.5 or above is recommended. Download the latest version.