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The Pennsylvania State Education Association (PSEA) Visa Signature® Rewards Credit Card

The Power of a Great Education is now available in your wallet with the PSEA Visa Signature® credit card.

Earn rewards1 with every purchase. Cash Back2 rewards in all your favorite categories3.

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  • UNLIMITED Cash Back2 with no point caps and no opt-in. A Cash Back redemption2 is applied as a statement credit or electronic deposit.
  • No Annual Fee PDF opens in a new window*
  • Enroll in the toggle® feature and add more flexibility to your PSEA Visa Signature® credit card! With the toggle® feature, you can:
  • choose to Pay Now® by a specific category or purchase amount,
  • choose to Pay Later® by a specific category or purchase amount,
  • or Unwind® a transaction.
3% Cash Back on streaming, cable and ridesharing services, 2% Cash Back on Gas and Restaurants, 1% Cash Back on all other purchases

Learn more about the toggle® feature.

You have lots of choices to redeem your rewards – from 1% Cash Back2 to gift cards, travel, merchandise and more.3

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Disclosures:

*Important Terms for the Pennsylvania State Education Association (PSEA) Visa Signature® Rewards Credit Card PDF opens in a new window [PDF]

  1. Visit www.commercebank.com/signatureterms link opens in a new window for complete details.

  2. A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption will be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. Visit www.commercebank.com/signatureterms link opens in a new window for full details.

  3. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Streaming & Cable Services: The streaming category is comprised of multiple merchant categories: Cable, Satellite & Other Pay TV/Radio; Record Shops; Digital Goods; and Amazon Services. The cable category does not include Google Fiber. Merchants self-select category, so not all merchants will earn additional bonus – notable exclusions include Amazon Streaming, Pandora and YouTube Music/TV.

To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version link opens in a new window .

Pennsylvania State Educators Association and Commerce Bank reserve the right to make changes to the VIP cardholder benefits at any time, with or without prior notice. Commerce Bank is not responsible for fulfillment of the VIP benefits, or failure to provide the stated benefits and services.

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