Skip To Main Content

Premium Money Market Account

What is a Premium Money Market Account?

Get our most competitive interest rate for money market accounts — plus more as your balance grows. It’s our way of rewarding you for carrying a higher balance and growing your savings.

Open a Premium money market account

Money Market Account Rates*

Money Market Account Benefits

  • Easy access to your money (limitations apply)
  • FDIC insured1

Free Online Banking

  • Access electronic copies of your 1099 and certain other tax forms
Minimum Opening Deposit
  • $1,000
Interest Paid
  • Compounded Monthly
  • Interest rate increases when balances reach $24,999.00 and $99,998.002
Minimum Balance
  • $5,000 average daily balance3
Monthly Service Charge
  • $12 (if balance not met)
Check Writing Privileges
  • Yes
Transactions
  • Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking
Statement Options
  • Paperless Statement — Free

Open a Premium money market account



Questions about which account is right for you?

We're here to help you make the best choice. Just give us a call.

800-453-2265

Find a branch
Disclosures:

*Annual Percentage Yields (APYs) effective: September 4, 2024

Rate(s) may change after account is opened. Fees could reduce earnings on the account.

  1. The Federal Deposit Insurance Corp. insures each depositor to at least $250,000.

  2. Interest is compounded monthly and credited to your account at the end of the monthly statement cycle. Interest rate is based on tier levels.

  3. Average daily balance is calculated by adding the ending ledger balance in the account for each day of the monthly cycle and dividing by the number of days in the monthly cycle. You must maintain the minimum average daily balance for the monthly cycle to avoid a service charge.


Deposit Agreement & Disclosures

Back to top