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Special Connections® Credit Card Reviews


Special Connections Visa Signature credit card
4.5/5 overall rating
(1448 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
Sort by
12/12/2024
Laverna C
Kappa, IL
Cardholder since 1981
12/11/2024

Good customer service

Always take time to explain things to me.
Kristine
O Fallon, MO
Cardholder since 2003
12/09/2024
Kidist E
Saint Louis, MO
Cardholder since 2019
12/03/2024

Easy to use, transparent

Melanie
Saint Louis, MO
Cardholder since 2001
11/28/2024
Debora
Florissant, MO
Cardholder since 1979
11/28/2024
Ajit
Houston, TX
Cardholder since 2024
11/27/2024

Commerce CC

Effective system
Delores
Saint Louis, MO
Cardholder since 2024
11/27/2024

Happy Customer

I am enjoying the flexibility of using this card. I am thankful for the increase that I was given which makes me feel that I am a valued customer.
Darcel W
Memphis, TN
Cardholder since 2015
11/26/2024

Only use the card as a back up when a company doesn't use Discover.

How do I use the rewards?
Janet T
Florissant, MO
Cardholder since 1985
11/26/2024
Richard
Chesterfield, MO
Cardholder since 1983

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.