Skip To Main Content


Special Connections® Credit Card Reviews


Special Connections Visa Signature credit card
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
Sort by
09/23/2021
Zachary
Belleville, IL
Cardholder since 2001
09/23/2021

Happy

Been with this Bank 62 years
Sharyn
Festus, MO
Cardholder since 1987
09/23/2021

I love using my card

Diana
Lees Summit, MO
Cardholder since 1999
09/23/2021

Must be very satisfied I’ve been with commerce an had a card from1976

You’ve always helped me an been there for me. Thanks
Marline
Saint Louis, MO
Cardholder since 1976
09/23/2021
John
Saint Joseph, MO
Cardholder since 1992
09/23/2021
Melissa
Kansas City, MO
Cardholder since 2003
09/23/2021

Great credit card!

Our Special Connections credit card is super convenient for depositing checks and withdrawing cash from Commerce Bank ATMs.
Louis
House Springs, MO
Cardholder since 1981
09/23/2021

Great features. Easy to use. Payment choices are great as well

Great card. Good perks. Ok interest rate.
Jan
Roeland Park, KS
Cardholder since 2009
09/23/2021

I don'€™t want the card/account. You force me

You force me to have the card. Then sometimes I overfldraft my checking account and you pull net from the credit card to cover it and charge me $10 fee. Look at the other accounts I have with you, I have almost $40,000 in cash with you and you nickel dick me out of $10 when you could just pull that money from my other accounts without the fee.your bank sucks and you suck even worse for getting woke and pulling your funding from Senator Hawley. Go woke get broke
Ryan
Lees Summit, MO
Cardholder since 2002
09/23/2021
Leca
Saint Joseph, MO
Cardholder since 1992

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

Back to top