Special Connections® Credit Card Reviews
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
09/15/2021
Love this card
I am so happy with my card, I have been a customer since 2001 and I have never thought of using any other bank! I love the way you keep improving our options and keeping up to date with new ways to make my life easier!
Guylene
Lawrence, KS
Cardholder since 2001
09/23/2021
Dennis
Saint Joseph, MO
Cardholder since 1977
09/23/2021
Kenda
Fulton, MO
Cardholder since 1979
09/23/2021
Guy
Springfield, MO
Cardholder since 2009
09/23/2021
Good starting
Good for someone starting out, but lacking compared to other cards
Michael
Nixa, MO
Cardholder since 2009
09/23/2021
i like how you add intrest
I compare this card to Discov*** Card there is not a comparison to the Interest that is charged..on the former>>>>>every month I usually pay extra on both cards...Discov***half my payment no matter the amount is usually Intrest for half the payment... That is nuts!! I think "they" compound interest daily!!
Jerry
Wichita, KS
Cardholder since 2009
09/23/2021
my review
I have been a card holder for many years and have had few problems until recently. I used the card for a purchase that when received was not what I ordered. My protest was denied when anybody but a complete would have known that my protest was valid. Also I cannot use my card at my local Walmart. Since I sthop there more than any other store not being able to use it is a pain. I don't care what the problem is between the two companies nor do I care, it should be fixed.
Jimmie
Branson, MO
Cardholder since 1987
09/23/2021
Happy Customer
I have had my Commerce credit card since 1991 and am extremely happy with my experience with this institution. They have helped me with my credit over the years and I am extremely loyal to them.One of the main reasons I still carry their cards is the low interest charged on balances carried over when I am unable to pay off a card each month. This really helps me at times. They are not like other banks who constantly up their interest on balances. I always refer friends and family to do business with these fine people. I hope to continue banking with this bank and trust they will never merge with one that might destroy a good relationship.
John
Cleveland, TN
Cardholder since 1991
09/23/2021
Cash back
Donetta
Sibley, MO
Cardholder since 1997
09/23/2021
Easy app!
Great security!
Jon
Flanagan, IL
Cardholder since 2009
09/23/2021
Theresa
Troy, MO
Cardholder since 1986
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
