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Special Connections® Credit Card Reviews


Special Connections Visa Signature credit card
4.5/5 overall rating
(1448 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
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11/26/2024
Thanks so much. Highly satisfied with my card.
Larry
Benton, AR
Cardholder since 2024
11/26/2024

Collection rewards

The new system for collecting rewards is harder than before. We preferred $25 gift card at Walmart & now it has to be $100 or more
James R
Springfield, MO
Cardholder since 1986
11/25/2024
William D
Grandview, MO
Cardholder since 1985
11/21/2024
Alicia J
Milwaukee, WI
Cardholder since 1996
11/21/2024

Suspicious charges

I am notified immediately a suspicious charge has been placed on my card so it can be cancelled. New card comes quickly.
Carol
Hannibal, MO
Cardholder since 1990
11/20/2024
Stanley
Florissant, MO
Cardholder since 2015
11/20/2024
Trouble trying to redeem rewards points! Some some points was removed ask where they went no one had a answer ! The next csrrvice person totally hung up.Last yr was very satisfied cashed them with no problems. Very upset, where did the points go???
William
Arnold, MO
Cardholder since 1997
11/20/2024
William
Clark, MO
Cardholder since 2011
11/19/2024
Robert M
Muncie, IN
Cardholder since 2023
11/19/2024

Features are easily accessible.

Secure banking.
Lynn G
Minneapolis, MN
Cardholder since 2012

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in October and November 2024 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.