The one card

It's very useful in all types of purchases. The service is very reliable. I like all the perks associated with it.

Stagnant product with no advntgs over other cards and low credit limit

I have held this card for 5 years, I have over an 800 Credit score, and I can see that you guys soft pull me from time to time, yet in all this time no movement in the credit limit of $5000. I have other personal credit cards with limits over $35000, and I currently sit at about 2% utilization. Occasionally you guys have a bonus cash back offer so I use the card, but when the limit is $5000, I won't use it much because if I even spend $500, then I am at 10% utilization. This is not important enough for me to take a hard pull to up the limit, but you guys should be automatically increasing lines for good customers over years...The products are mostly just features that I can get with other banks, and actually I can usually get better perks with other companies. In short, I would use the card more often if the limit reflected my income and financials, and some of the other perks of the card could be better. For example, the access checks you send are always for a much more expensive balance transfer or cash access than other cards I hold. I keep holding this card hoping Commerce Bank will step up with it's products, but it seems to be stagnate over there.

A

.

Excellent card

It works well for me

Disappointed

I paid my account off after Commerce Bank decided to involve itself in politics. I have not decided if I will retain this account or not. I don't normally associate myself with any company that becomes political, no matter which side of the isle they side themselves with...

I don't use this card like I used to

The main reason this card is still open is because it is my oldest credit card, removing it would negatively affect my credit history. I opened up a Chase Credit card a few years back which gave me a higher limit and and a lot better benefits. I will continue to use the other card as my main card, unless Commerce can somehow create better benefits. I fee like Commerce is always behind the market curve with providing services and products to its customers. With that being said, other companies are always providing a better and more robust service. The same thing occurs with loans as well, your interest rates seem to always be higher than your competitors. I want to choose Commerce, I'm loyal to my first bank, and I want all of my products (bank account, credit card, home loan, auto loan, etc.) in one place. But if you're being out priced and outperformed, I can't choose an option that isn't the best for me. And unfortunaly Commerce is not the top product for many different lines of business.

I don't like online banking. I prefer to get my statements and year end acccounts on paper. I cannot find an explanation of rewards anywhere. I believe I have some points but I find no explanation of how and or where to redeem them without going online

Not sure what this is.

Don't think I use it