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Special Connections® Credit Card Reviews


Special Connections Visa Signature credit card
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
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04/29/2021

Not enough credit

I've been with the company for 2 years. I make on time payments. But your company doesn't offer more credit. Still stuck at same 1,000.00 credit limit.
Candy L
Chicago, IL
Cardholder since 2019
04/29/2021

Very Satisfied

Happy with your service
Kathleen E
Saint Louis, MO
Cardholder since 2018
04/29/2021

Good working card

I attempt to keep my monthly expenses as close to $1500 as I can. With $1000 credit line I need to make use of another card and or make more than 1 payment.
Joseph A
Hobart, IN
Cardholder since 2019
04/29/2021
Deandre B
Kansas City, MO
Cardholder since 1999
04/29/2021
B L
Republic, MO
Cardholder since 1994
04/29/2021
Becky P
Pittsburg, KS
Cardholder since 1999
04/29/2021

Trying to pay-off

Because I am trying to play-off the debt, I seldom use the card. I have never used the rewards, I have always found that program silly. I'd prefer lower interest rates instead.
Barbara L
Poplar Bluff, MO
Cardholder since 1999
04/29/2021

I will not use any of the Specical Connections.

Nancy E
Cassville, MO
Cardholder since 1968
04/29/2021
Commerce has been responsive to potential security problems with visa check card & special connections card
Diane S
Saint Charles, MO
Cardholder since 1999
04/29/2021
Beverly A
Hays, KS
Cardholder since 2000

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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