Special Connections® Credit Card Reviews
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
09/22/2020
Fine card with rewards.
Wish you would lower the balance transfer fee back down to 3% like it used to be..I would use that feature more often.
ROBERT G
INGLESIDE, IL
Cardholder since 2018
10/20/2020
I've had it for many years and haven't had a problem with it
DEBBY S
LAWRENCE, KS
Cardholder since 1994
10/20/2020
Not everyone has a smart phone
Tailoring to the younger generation is fine, but to make the expectation that all people like or want a tech savvy solution. What is missing is that personal touch; name recognition and the service of the banking personnel to solve issues and make recommendations. While change is always going to direct the direction of business, but removing the human connection removes the missing personal interaction that many are starving for these days. The experience of that interaction is being diminished by the fast moving tech advances and so AI (artificial Intelligence) will replace those who are in there current position. Oh! please do a better job of Beta Testing your software and Aps, as many of the algorithms used are not a clear "Yes" or "No" response....especially if a new buzz word or Acronym is used that potentially have multiple definitions...Thanks for letting me vent over technologies that are clearly focused on the newer generations, as I thought I wouldn't speak like my parents in complaining. As I get older I see the erosion of personal interaction as people alienate themselves with heads into their Smart phones
KIPPLAN H
FESTUS, MO
Cardholder since 1995
10/20/2020
JAYME T
MOUNT VERNON, MO
Cardholder since 1994
10/20/2020
Don't have one
DAVID GREENHAW
SAINT LOUIS, MO
Cardholder since 1997
10/20/2020
I'm satisfied with my credit cards
Nothing else to say
CARROLL R
SAINT LOUIS, MO
Cardholder since 1985
10/20/2020
REBECCA H
PACIFIC, MO
Cardholder since 2011
10/20/2020
I'm entirely satisfied with banking at Commerce
I've been banking with Commerce since 1978 so it's obvious that I'm satisfied with the service, the .options available, helpfulness of the employees and reliability and security of banking operations..
JEAN JONES
BRIDGETON, MO
Cardholder since 2004
10/20/2020
KAREN M
SHAWNEE, KS
Cardholder since 2008
10/20/2020
Redeeming isnt as user friendly
Redeeming points not as easy and had to set up or establish an account to view
LETICIA M
KANSAS CITY, MO
Cardholder since 2012
10/20/2020
Commerce Bank has been great to work with
I should probably open a checking account with a local branch. The survey request reminds me to do that. Thanks!
GREGORY J
LAKE SAINT LOUIS, MO
Cardholder since 2013
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
