Special Connections® Credit Card Reviews
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
10/10/2020
Commerence has great service
All our accounts with Commerce Bank. Always there when we need them.
GARY T
SAINT LOUIS, MO
Cardholder since 2011
10/19/2020
Great but not aware i did not have rewarda
I have been a credit card holder for about 43 yrs and was not made aware of the rewards available to me till I asked this yr.
JOAN M
SAINT LOUIS, MO
Cardholder since 1992
10/19/2020
This SCV has options I wasn't aware of. I can't give a good rating for things I know nothing about
CHARLOTTE NICHOLS
SAINT LOUIS, MO
Cardholder since 1995
10/19/2020
Reliable, convenient, bank card service
We have enjoyed and valued our Commerce Visa bank card for 45 years. The card has been a wonderful convenience and has always provided everything expected and more. But the best part of our relationship with Commerce bank is the great service provided by its employees in every respect.
JAMES E
OCALA, FL
Cardholder since 1975
10/19/2020
Reliable, convenient, bank card service
We have enjoyed and valued our Commerce Visa bank card for 45 years. The card has been a wonderful convenience and has always provided everything expected and more. But the best part of our relationship with Commerce bank is the great service provided by its employees in every respect.
JAMES E
OCALA, FL
Cardholder since 1975
10/19/2020
LEIGH L
LOHMAN, MO
Cardholder since 1993
10/17/2020
Excellent throughout the years
I have never had a single bad experience or anything to complain about in regards to transactions and personnel. Commerce has always been a good experience.
SIGNE J
MARQUETTE HEIGHTS, IL
Cardholder since 2008
10/17/2020
Easy to use, but don't utilize all features
The interest rate shouldn't be so high, but there are good benefits. I was not aware of the credit score or what "Special Connections" features actually apply or what they are, but the digital statements, account alerts, and, though I haven't used it, toggle are very handy and easy to use.
WHITNEY M
SPRINGFIELD, MO
Cardholder since 2005
10/17/2020
No hassle credit card
I really have not had any problems with using my card so that it saved me from getting anxiety and stress over using a card worrying about whether it's going to work okay during checkout time
CHRISTINE R
ARNOLD, MO
Cardholder since 2006
10/15/2020
JANICE H
SPRINGFIELD, MO
Cardholder since 2011
10/15/2020
not familiar with some of the items and terminology used in the surve
FLORA F
NORMAL, IL
Cardholder since 1997
Disclosures:
- A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
