KC Royals™ Mastercard® Reviews
4.3/5 overall rating
(919 reviews)
Get access to game-day experiences, exclusive ticket discounts and special events – all while earning up to 3X points with the KC Royals™ Mastercard®.
09/15/2021
It does what a credit card does
I'm not all big on bells and whistles or tie in promotions. I want a low interest rate, a decent limit and standard protection. Extended product protection would be great, but I think that ship has sailed in the credit card business. All the rewards and stuff ultimately are paid by the user so I don't buy into the psychology.
Raymond A
Independence, MO
Cardholder since 2016
03/18/2022
Doesn't compare to other CC"s i have
Occasionally does not work @ some vendors, Q.T./P.C., extremely high interest 14.00 vs 6.99 (pay in full every month to avoid), redeeming on line has been a Challenge in the past(credited to wrong account)only keep it because of my commerce checking account and considering closing it since I'm being charged a monthly fee for a statement...
Daniel S
Leawood, KS
Cardholder since 1996
03/18/2022
This card is a keeper
I have had this card for over 20 years and running. The Royals logo on front always gets a lot of comments. Statements easy to read, reward program one of the best I have dealt with and Commerce Bank saved me a ton of grief on a security issue! Yes, I am very happy with my card.
James U
Liberty, MO
Cardholder since 1996
03/18/2022
Great card
The card is great and the features of the online site are fantastic.
Michael P
San Antonio, TX
Cardholder since 1995
03/18/2022
Long time satisfied customer.
I have been very happy with Commerce Bank for many years. Thank you!
Bill G
Salina, KS
Cardholder since 1995
03/16/2022
Customer service isn't good
Rebecca P
Chula, MO
Cardholder since 2016
03/11/2022
Mark P
Lawrence, KS
Cardholder since 1989
03/10/2022
One of two cards I use, no need to have more.
Dennis H
Overland Park, KS
Cardholder since 1996
03/09/2022
It’s good
I’ve been a 30+ year customer and for the most part very satisfy with Commerce Bank and hope to be a customer for 30 more years.
Brian C
Blue Springs, MO
Cardholder since 2017
03/09/2022
Rewards
The points earned and cashed in aren’t as lucrative as my other credit card
Diann S
Kansas City, MO
Cardholder since 2009
03/08/2022
i am very unhappy with my interest rate
bad
David D
Hillsdale, MI
Cardholder since 2011
Disclosures:
Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.
Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.
