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Special Connections® Credit Card Reviews


Special Connections Visa Signature credit card
4.4/5 overall rating
(3769 reviews)
Get the card that rewards you with up to 3% Cash Back1 in all your favorite categories!2
1 Cash Back applied as a statement credit.
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07/22/2023

never received my bonus $150

I was promesed $150.00 bonus when I spent $1000 on the first 3 months, which I did my part and never received the bonus.
Pierre K
Houston, TX
Cardholder since 2022
07/21/2023
Works for me, but wish I could access rewards etc. online without having to have mobile banking for my bank account. It is a total pain to call the Customer Service number and have a long wait. With my former Bank of America card I did not have a bank account with them but was able to access awards, etc. online.
Janet E
Baldwin City, KS
Cardholder since 1991
07/21/2023

The worst experience I've ever had with a bank

Commerce could be the worst bank I've ever had to deal with. Not sure how they are still in business.
Matthew K
Lenexa, KS
Cardholder since 1994
07/21/2023

Billing address difficulty

I moved several months ago and despite changing my address online, paper copies of credit card bill continue to be sent to my previous address
Gina M
Atlanta, GA
Cardholder since 1979
07/21/2023
Michael B
Horseheads, NY
Cardholder since 2013
07/21/2023
Robert E
Saint Louis, MO
Cardholder since 1985
07/21/2023

Satisfied

Good customer service and opportunities/features.
Linda P
Cleveland, OK
Cardholder since 2010
07/21/2023

Wont let me use ard

They won't let .me make payment over phone they put hold on card because wife tried to make payment if I mail it it always late so I have to pay late charges I wrote telling them she has .my per.mission to do so
James B
Toledo, OH
Cardholder since 2016
07/21/2023

Very Good credit card and related service.

Very Good credit card and related service. There is always room for improvement.
Linus O
Plano, TX
Cardholder since 2021
07/21/2023
Beth M
Warrenton, MO
Cardholder since 2022

Disclosures:

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit-card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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