special connections visa

Special Connections

Special Connections® with Rewards

Get the card that rewards you with up to 3% Cash Back1,2 and connects you to more!

  • Earn up to 3% Cash Back1,2
    • Earn 1% Cash Back1 on every purchase, every day
    • Earn 2% and 3% Cash Back1 on purchases made in select categories2
  • No cap on point earning
  • Redeem for Cash Back1, gift cards, travel, merchandise and more. A Cash Back redemption is applied as a statement credit.
  • Low Introductory APR3
  • No Annual Fee
  • Zero Liability Coverage4
Choose between a Visa® or Mastercard® and start earning your rewards:
Apply for a Visa® Apply for a Mastercard®
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Disclaimer

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.

  2. Cardholder must activate bonus offers quarterly to qualify for 2% and 3% cash back. Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category.

  3. We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

  4. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.