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KC Royals™ Mastercard® Reviews


KC Royals credit card
4.3/5 overall rating
(919 reviews)
Get access to game-day experiences, exclusive ticket discounts and special events – all while earning up to 3X points with the KC Royals™ Mastercard®.
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09/18/2020

Great card

I've had this card for over twenty years. I have had no issues with it and have enjoyed the many choices in the rewards program.
DEBRA B
VINE GROVE, KY
Cardholder since 1995
09/18/2020

Basically no rewards

To difficult to use them. Amounts to high to redeem.
CYNTHIA H
LEAVENWORTH, KS
Cardholder since 2018
09/18/2020
JOSHUA B
KANSAS CITY, KS
Cardholder since 2017
09/18/2020
GLENN S
OVERLAND PARK, KS
Cardholder since 1995
09/18/2020

I feel MasterCard failed me when I needed help getting my money back

A mistake was made in a hotel booking last year, and Mc failed me in getting over 150$ back. Very disappointed. Not right.
MARILYN A
SPRINGFIELD, MO
Cardholder since 1996
09/18/2020

Good deal for me.

A good deal for me since there is no annual fee and rewards accumulate. I always pay the full balance every month, so I don't pay interest.
KELLY C
GARDEN CITY, KS
Cardholder since 2007
09/18/2020

Overall, I had been happy with the card; but now I am not.

I consistently pay my bills on time. Recently, my payment was received 4 days late and I got a large interest charge added to my account. I pay my bills through my on-line banking account. I entered the August payment on my account via on-line bank accout over a week before the due date. However, since they are unable to send an electronic payment to Commerce they have to send a hardcopy check. For all of my other payments my bank sends an electronic payment which is much faster. As a result, I was charged a large interest charge. I called about this. The lady deleted the fee charge but said she could not do anything with the interest charge. She said she would pass a note along that I was challenging the interest charge. I have not heard anything back . This was my "No. 1" credit card that I used in 95% of my transactions. After this incident, it is no longer my "No. 1" credit card. Is there any remedy for this? Thanks..Joe
JOE J
RIVERSIDE, MO
Cardholder since 1995
09/18/2020
CHRISTOPHER N
GIRARD, KS
Cardholder since 2005
09/18/2020

It has been a good card for me for almost 30 years. Nice protections

DENNIS H
OVERLAND PARK, KS
Cardholder since 1996
09/18/2020

My review

Satisfied with my Commerce card.
DARIO B
MIAMI, FL
Cardholder since 1996

Disclosures:

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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