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KC Royals™ Mastercard® Reviews


KC Royals credit card
4.3/5 overall rating
(919 reviews)
Get access to game-day experiences, exclusive ticket discounts and special events – all while earning up to 3X points with the KC Royals™ Mastercard®.
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07/19/2023
Marvin M
Lowell, AR
Cardholder since 2001
07/19/2023

Great Card

I've been a Commerce Bankcard customer for many years now and have been extremely happy with the experience. I use it for many things but especially our trips/stays in Missouri!
Gary S
Nebraska City, NE
Cardholder since 2004
07/19/2023

Easy features, easy rewards

Jeanine A
Excelsior Springs, MO
Cardholder since 2001
07/19/2023

Card was compromised, took awhile to get replacement.

Nothing to really complain about. Nothing outstanding to really distinguish it from other cards.
David R
Stilwell, KS
Cardholder since 1995
07/19/2023

Pretty Much Hassle Free

I've had my KC Royals Mastercard for 25 years, and it's been pretty much hassle free. Commerce does a great job of offering Royals Rewards options. I do miss the opportunity at redeeming points for Crown Club seats, but I am fully aware that is based on availability and those likely are not as easy to set up in the Rewards program as they used to be.
Michael K
Kansas City, MO
Cardholder since 1995
07/19/2023
Micki S
Roswell, NM
Cardholder since 2004
07/19/2023

Good card but could have better rewards points

My other rewards cards have 5 times point offers but this one does not so I don't use it as often. I'm satisfied with other features of the card.
Nancy T
Kansas City, MO
Cardholder since 2006
07/19/2023

Not many benefits for keeping this card

Your rewards for this card are trouble they expire which is like your stealing my money. That why I don’t use the card much at all anymore I can get rewards from other cards that don’t expire.
Debbie O
Kansas City, MO
Cardholder since 1995
07/19/2023
David O
Liberty, MO
Cardholder since 2008
07/19/2023
I love the rewards program and how easy it is now to redeem the points. I've had my Royals Rewards card for more than a decade now.
Paul E
Mount Horeb, WI
Cardholder since 2005

Disclosures:

Use of Commerce Bank Credit Cardholder Ratings & Reviews: The credit card ratings and card-specific reviews displayed on commercebank.com were submitted by verified Commerce Bancshares, Inc. (Commerce Bank) credit-card holding customers who voluntarily completed a customer satisfaction survey. The numerical/visual star ratings and corresponding feedback should not be considered or interpreted as the opinions and viewpoints of all Commerce Bank clients and are utilized for information-only and product-enhancement purposes. Ratings and reviews are specific to the credit-card product type displayed. Commerce Bank does not endorse or guarantee review submissions and assumes no liability for actions or decisions based solely on, or a combination of, utilizing these customer ratings and reviews as a definitive point of reference when deciding to apply for a Commerce Bank credit card. Product offerings, benefits and promotional offers may change over time and some submissions might not reflect the most-current offerings.

Prior to publishing all ratings, reviews and recommendations online at commercebank.com, comments and reviews were filtered for profanity; spelling errors are subject to correction. These surveys were sent in August and September 2019 using a 10-point scale, which has been converted to a 5-star scale, where 10-9 points = 5 stars; 8-7 points = 4 stars; 6-5 points = 3 stars; 4-3 points = 2 stars and 1-2 points = 1 star. Overall visual-star ratings adjacent to each credit card are an aggregated average of all ratings received.

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